Balancing needs and shares

It is our goal that all qualifying needs presented by the members will be shared. However, in months that the shareable needs are significantly greater than the shares available, we use a process called prorating.

During months where proration occurs, we share a percentage (e.g. 95%) of the qualifying need with the membership. For additional information on how prorating works, see Section VI of the Guidelines.

When prorating occurs for three consecutive months in a particular membership program, or if the Board of Directors believes a share increase is necessary, members will be provided an opportunity to vote on whether or not to increase the monthly share.